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How We Work With Clients

How The Process Works

How The Process Works

Most people think of financial advisors first and foremost as someone to help with their investments. As financial planners, we certainly do that, but we strive to take a more comprehensive view of a person’s finances. We will help you invest your hard-earned assets, and we will help sort out your retirement, estate and insurance needs. We believe financial planning is about improving the quality of your life, by setting goals, implementing strategies to get there and thereby removing an entire list of worries that can detract from the rest of your life.

Step 1: Discovery

We meet with you to establish a connection, gather essential information, and understand your unique circumstances and goals.

Step 2: Analysis

We thoroughly analyze the collected data to gain deeper insights into your financial situation, needs, and aspirations.

Step 3: Plan Presentation

We will present a personalized financial plan that aligns with your objectives, addressing key areas such as investments, tax planning, retirement, and more.

Step 4: Implementation

We work closely with you to execute the agreed-upon strategies, ensuring a seamless transition toward your financial goals.

Step 5: Ongoing Monitoring

We will continuously monitor the plan's progress, making necessary adjustments as circumstances evolve, and providing regular updates and support to ensure you remain on track.

How We Get Paid

Our goal is to provide quality advice at a reasonable price.  Generally, we are paid a percentage fee based on the assets we manage for you; thus, the better you do, the better we do. For taxes and other project-based work, we typically charge a reasonable hourly fee.

Just as important, we strive to select the lowest-cost investments that will meet the need we have identified. In many cases, clients find that our fees, combined with the low expenses of our portfolios, are similar to those of many well-known mutual funds, yet you get our advice and counsel in the bargain.

What Makes Financial Planning Different?